Let's compare home appliance cover

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Home appliance insurance provides coverage in case your major household appliances break down or need repairs. Policies cover against mechanical failure and accidental damage for items like refrigerators, ovens, washing machines, dishwashers and hobs. Repairs or replacements up to the coverage limit are paid for covered claims so you avoid unpredictable appliance repair bills. For a low monthly premium, home appliance insurance gives peace of mind knowing you are protected from expensive fixes. Compare plans to find ample coverage for the appliances that keep your home running smoothly day to day.

Compare Home Appliance Cover
Home Appliance Cover Quotes
Smart Cover Home Appliance

Smart Cover Home Appliance

Home Appliance Cover from Smart Cover can include and offer the following cover(s)


Included Mechanical Breakdown
Included Electrical Breakdown
Included Accidental Damage
Excluded Non-UK residents

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rated Excellent on Trustpilot
pay Annually or Monthly
No discounts currently
It's important to know

Beat That Quotes cannot and do not accept liability for the content displayed on external links. We may receive a commission from the sale of any policy for those providers with a green style "Get Quote" button. The panel information above is checked and updated every 3 months (90 days) and therefore may be slightly out of date. Please contact the home appliance insurance provider directly for discount related issues.

Home Appliance Insurance

Compare Home Appliance Insurance Quotes

Your home appliances play an indispensable role in daily life. From cooking and cleaning to climate control, these machines save you time and effort. But when a key appliance unexpectedly breaks down, it can derail everything. Costly repairs or replacements can also wreak havoc on your budget. Thankfully, home appliance insurance provides affordable protection against these hassles and expenses.

What Does Home Appliance Insurance Cover?

Home appliance insurance covers repairs or replacements for your major home systems and electronics that break down due to mechanical failure or accidental damage. Policies can cover:

Coverage provides protection beyond your standard manufacturer warranties which tend to expire after 1-2 years. With a home appliance policy, you can get unforeseen breakdowns repaired for covered appliances, often with no deductible or very low fees like £50 per claim.

Key Benefits of Home Appliance Insurance

For a small monthly investment, you can safeguard your budget from the hundreds or even thousands an appliance repair or replacement could cost.

What's Typically Covered?

Most home appliance insurance plans cover:

Review policy details carefully as some exclusions may apply. For example, commercial appliances, pre-existing conditions, cosmetic damage, and lack of maintenance may not be covered. Purchase ample coverage limits to replace your most vital appliances.

Securing the Right Plan

When choosing home appliance insurance, look for:

Gain Valuable Protection

Don't wait until an expensive appliance breakdown to realise coverage would have given you peace of mind. The small investment in home appliance insurance can prevent hefty bills down the road. With appliances protected, you can focus on enjoying them rather than worrying about repairs. Research plans today so you're equipped to handle unexpected appliance issues.

Frequently Asked Questions

Home appliance cover is a type of insurance that provides protection for your household appliances against breakdowns, accidental damage, and sometimes theft or loss. It covers the cost of repairs or replacement of appliances such as refrigerators, washing machines, dishwashers, and more.

Home appliance cover provides financial protection and peace of mind. If one of your essential appliances breaks down unexpectedly, the cover ensures you are not left with a hefty repair or replacement bill, helping you maintain your household’s functionality without significant financial strain.

If a covered appliance breaks down or is accidentally damaged, you can file a claim with your insurance provider. Once the claim is approved, the insurer will cover the repair costs or replace the appliance, depending on the policy terms. Some policies may also provide a technician to handle repairs.

Exclusions vary by policy but typically include:

  • Pre-existing conditions
  • General wear and tear
  • Cosmetic damage that does not affect functionality
  • Damage due to misuse or neglect
  • Appliances not listed in the policy

If an appliance covered by your policy breaks down:

  • Check your policy documents to ensure the appliance and issue are covered.
  • Contact your insurance provider to report the breakdown and initiate a claim.
  • Provide any required information, such as proof of purchase and details of the problem.
  • Follow the insurer’s instructions for repairs or replacement.

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