Scams to Watch Out For on Your Travels

10/06/2024

Travel Insurance Guide

Traveling can be one of life's greatest pleasures, offering new experiences, cultures, and memories. However, it also comes with its share of risks, including the possibility of falling victim to scams. Being aware of common travel scams can help you stay vigilant and protect yourself from unscrupulous individuals looking to take advantage of unsuspecting tourists. Here are some common scams to watch out for on your travels and tips on how to avoid them.

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1. The Taxi Overcharge

One of the most common scams involves taxi drivers who overcharge tourists. They might take longer routes, refuse to use the meter, or claim that the meter is broken.

How to Avoid It:

  • Use reputable ride-hailing apps like Uber or Lyft where available.
  • If using a traditional taxi, insist on using the meter or agree on a fare before starting the journey.
  • Research typical fares for your route in advance.

2. The Friendly Local

A seemingly friendly local approaches you offering help or companionship. They might offer to take you to a great bar or restaurant, only for you to be hit with an exorbitant bill at the end, with the local receiving a cut.

How to Avoid It:

  • Be cautious of overly friendly strangers who approach you out of the blue.
  • Politely decline offers to be guided to specific places, especially if it feels pushy.
  • Stick to well-known, reputable establishments.

3. The Fake Police Officer

Scammers impersonating police officers may approach you, ask to see your ID and wallet, and then steal your money or valuables under the guise of searching for counterfeit bills.

How to Avoid It:

  • Always ask for official identification if approached by someone claiming to be a police officer.
  • If you're unsure, offer to go with them to the nearest police station before handing over any documents or money.
  • Keep copies of your ID and passport in a secure location.

4. The Broken Taxi Meter

A variation of the taxi scam, where drivers claim their meter is broken and charge an inflated flat rate.

How to Avoid It:

  • Always insist on using the meter.
  • If the driver refuses, exit the taxi and find another one.
  • Use apps or services that provide fare estimates upfront.

5. The Overpriced Goods and Services

Tourists are often targeted with inflated prices for goods and services, especially in markets or tourist hotspots.

How to Avoid It:

  • Research average prices before shopping.
  • Don’t be afraid to haggle in markets where it is customary.
  • Purchase from reputable shops or use local guides and recommendations.

6. The Bump and Grab

Pickpockets use distraction techniques like bumping into you or creating a commotion to steal wallets, phones, or other valuables.

How to Avoid It:

  • Keep your valuables secure and out of sight, preferably in a money belt or hidden pouch.
  • Stay alert in crowded areas and avoid carrying large amounts of cash.
  • Be wary of any sudden disturbances or distractions.

7. The Fake Wi-Fi Hotspot

Scammers set up fake Wi-Fi hotspots to steal personal information such as passwords and credit card details.

How to Avoid It:

  • Avoid connecting to unsecured, unknown Wi-Fi networks.
  • Use a Virtual Private Network (VPN) to secure your internet connection.
  • Stick to Wi-Fi offered by reputable establishments.

8. The Accommodation Scam

You might book accommodation online only to find it doesn’t exist or is significantly different from the listing.

How to Avoid It:

  • Book through reputable websites and read reviews carefully.
  • Verify the property by cross-checking it on multiple platforms.
  • Be cautious of deals that seem too good to be true.

9. The ATM Scam

Scammers use skimming devices on ATMs to steal card information or watch over your shoulder to capture your PIN.

How to Avoid It:

  • Use ATMs located in well-lit, secure areas like banks or busy shopping centers.
  • Cover the keypad when entering your PIN.
  • Check for any unusual devices attached to the ATM.

10. The Fake Attraction

A scammer tells you that a popular tourist attraction is closed, and then offers to guide you to a different, less-known place which involves hefty charges.

How to Avoid It:

  • Verify the status of attractions via official websites or reputable sources.
  • Politely decline unsolicited offers from strangers.
  • Stick to your planned itinerary or check with local tourism offices.

Travel scams can put a damper on your holiday, but with awareness and a few precautions, you can avoid falling victim to them. Stay informed about common scams in your destination, keep your valuables secure, and trust your instincts. By being vigilant and prepared, you can enjoy your travels with peace of mind and focus on creating wonderful memories.


This article is designed to offer general advice and may not apply to every insurance, broker, insurer, cover or policy. You would need to check the individual policy benefits of each cover with your insurer or broker.

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